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Rates Calculator

Enjoy your travel — whether it’s across the country or just across town — with a rate that makes your budget happy.

Key Features

  • Great Low Rates
  • Flexible Terms
  • Local Service

Looking to save money? Contact us today for an AUTO refinance offer guaranteed to make you smile!

Get up to $250 Cash Back** & up to a 2.00% APR* rate reduction when you refiance your current Auto or RV loan with Bangor Federal.


Competitive rates for the purchase of new or used vehicles

  • Repayment terms flexible enough to work with your budget
  • Pre-approval available for extra bargaining power at the dealership
  • Refinance your current vehicle to potentially lower your rate (see offer below)
  • Calculate your potential loan payments online
  • Fast decision-making and processing right here in Central Maine
  • Local service from people you know and trust

Shopping for a vehicle is even easier through our partner dealerships. Visit any of the Indirect Dealerships we work with and get Bangor Federal financing right there on the spot!


*APR = Annual Percentage Rate. **Rate Reduction of up to 2.00% will be taken off your current financed rate. Lowest auto loan rate offered at 2.75% for up to 48 months = $22.07 per thousand borrowed, principal and interest. Lowest recreational vehicle loan rate offered at 3.25% for up to 60 months = $22.30 per thousand borrowed, principal and interest. Offer is subject to change without notice. $200 Cash Back Bonus is given 90 days after the following qualifications are met: open a regular Bangor Federal checking account, direct deposit to the checking account, automatic loan transfers to the new loan(s) from the checking account, e-statement and online banking enrollment, and open/active Visa© debit card. $250 Cash Back Bonus is given after Kasasa Rewards account is opened and meets all requirements for three consecutive monthly Kasasa qualification cycles. Kasasa qualifications include; logging on to Online and/or mobile banking at least once during each monthly cycle, at least 12 debit card purchases post and settle per month cycle, and continued e-Statement enrollment. Loans subject to credit qualifications and approval. Existing Bangor Federal auto and/or recreational loans do not qualify for this offer.

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