Credit Cards

Rates and fees below are accurate and effective as of 12/01/2017, but are subject to change thereafter.

Credit Card Image

We offer two great cards, be sure to check out the benefits of both cards to get the one that works best for you!  Our credit cards are serviced locally in-house, so you'll always receive the best service possible!  

Our Best Rate Visa® Credit Card*

Enjoy the many benefits of a Bangor Federal Our Best Rate Visa Credit Card:

  • No Annual Fee**!
  • Local service! We service our credit cards in-house!
  • Great low rate!
  • Convenient access to your credit card information through Online Banking, Mobile Banking and Audio-Response Banking!
  • Make real-time payments!
  • Make advances on your card at the credit union, through Online Banking, and Mobile Banking!
  • Click here to sign up for the FREE smsGuardian service to receive text message alerts of important events on your card! Catch fraud as soon as it starts with smsGuardian!
  • Categorize transactions and track spending through Online Banking!
  • Sign up for FREE eStatements through Online Banking and get your statement faster!
  • To determine why your Credit Card is being declined after hours, call our decline line at 888-526-0404!

 

Our Best Rewards Visa Credit Card*

Enjoy the many benefits of a Bangor Federal Our Best Rewards Visa Credit Card:

  • Great rewards program. Earn points for purchases made on your Our Best Rewards Visa Credit Card. Points can be redeemed for gift cards, travel rewards, charitable donations, or CASH! Click here to learn more about the Our Best Rewards program.
  • Local service. We service our credit cards in-house!
  • Great low rate!
  • No Annual Fee**!
  • Receive 10,000 Rewards Points upon opening a new Bangor Federal Our Best Rewards credit card
  • Convenient access to your credit card information through Online Banking, Mobile Banking and Audio-Response Banking!
  • Make real-time payments!
  • Make advances on your card at the credit union, through Online Banking, and Mobile Banking!
  • Click here to sign up for the FREE smsGuardian service to receive text message alerts of important events on your card!. Catch fraud as soon as it starts with smsGuardian!
  • Categorize transactions and track spending through Online Banking!
  • Sign up for FREE eStatements through Online Banking and get your statement faster!
  • To determine why your Credit Card is being declined after hours, call our decline line at 888-526-0404!

To view the current interest rates of Our Best Rate and Our Best Rewards and any additional fees associated with the card(s), please click this link: Visa Credit Card Application and Solicitation Disclosure. 


To report your Our Best Bangor Federal Visa Credit Card lost or stolen after hours, please call 800-682-6075. To report a card lost or stolen while you’re out of the country, please call 206-352-4950. You can also report your card by visiting www.reportmycard.com.

 

* Membership is required to obtain a Visa Credit Card. There will be a $5 one-time membership fee for all new members.
**
7.90% APR for Our Best Rate, 10.9% APR Our Best Rewards, Foreign Transaction Fee 1.00% of each transaction in U.S. dollars, Late Payment Fee up to $25.00.