Savings and Checking Accounts
We offer a variety of savings and checking accounts to meet your needs! Enjoy access to your Bangor Federal accounts 24/7 with FREE Online Banking, Mobile Banking, and Audio-Response Banking!
A savings account establishes your membership at Bangor Federal. A savings account is a great way to save for life's unexpected events or for that something special. Click Become a Member to open one online!
Club accounts are a great way to target and structure savings for a wide variety of purposes. Ask us about the ways that we can help you prepare for those times when some extra money in the bank would be a great help! You can open a club account today through your Online Banking.
- Save for Christmas gift giving
- Plan ahead for taxes or insurance
- Save up for that great vacation
- Save up for home improvement projects
Full Circle Checking Account
Our Full Circle Checking offers all of these benefits:
- Free debit card
- No monthly fee or minimum balance required
- Free Online and Mobile Banking*
- Free CU e-Statements* and e-Alerts*
- Free Remote Capture* (Deposit a check straight from your smartphone!)
- Free Shared Branch and SURF Network
In addition to your Full Circle Checking, check out these great products to give you added coverage of your account:
- Overdraft protection (Line of credit)**
- Member Privilege (Overdraft service)***
- iTalk (Audio response banking)
Free4ME Checking Account
Free4ME checking accounts are offered as part of the Young and Free Maine program. The goal of Young and Free Maine is to provide a voice for the 18-25 crowd and to provide them with financial education. Click here to learn more about what Young and Free Maine has to offer. The Free4ME Checking account is only available for those 18 to 25 years old.
- FREE VISA Debit Card. It's an ATM Card only BETTER! Use your Visa Debit Card at the ATM or to pay for purchases at the store instead of writing checks.
- Oops! Refund (call to get 2 service fees reversed per year)
- SurF Network access to the LARGEST surcharge-free ATM network in Maine with over 225 ATMs!
- Free access to the Shared Branching Network – use any participating credit union branch as if it was your own. Over 155 in Maine and 5,000 across the country!
- Member Privilege*
- Get your statement faster with FREE CUe-Statements!
- No minimum balance or monthly fee
This is an account that goes everywhere with you – with more branches and ATMs than any single bank in Maine!
Teen Checking Account
Teen Checking accounts are available for members ages 13-17. They are a great tool for teaching responsible use of financial services!
- FREE Visa Debit Card for the teen. It's an ATM Card only BETTER! Use your Visa Debit Card at the ATM or to pay for purchases at the store instead of writing checks.
- Teen and parents can monitor account activity through Online Banking, Mobile Banking or iTalk Banking.
- No minimum balance or monthly fee.
Money Market Checking Accounts
Our Money Market Checking Accounts are a great alternative to our regular Savings and Checking Accounts. They offer…
- A higher rate than a savings or checking account
- A low minimum balance of $2,000
- Low minimum withdrawal of $500
- Allow six pre-authorized withdrawals per calendar month
- Tiered rates based on balance
*You must enroll for these services to enjoy all the benefits of Full Circle Checking.
**Subject to credit approval.
***Member Privilege is a registered trademark of Pinnacle Financial Strategies.