Auto & Rec. Vehicle Refinance

Refinance your car, truck, or recreational vehicle with us and receive up to a 2.00% APR* rate reduction1! Plus you can qualify to get up to a $250 reward2!

If you’re unhappy with your current auto or recreational vehicle loan interest rate, looking to get your vehicle or toy paid off sooner, or you want a little extra cash in your pocket, contact Bangor Federal Credit Union today!

Here’s how to get started:

  • Apply online
  • Give us a call at 207-947-0374 to schedule your appointment.
  • Or apply through Online or Mobile Banking.

Still not sure? Calculate your sample loan payment to see how much you can save with our online loan calculator.

PLUS, you may have access to: 

  • Optional payment protection plans.
  • GAP PLUS Total Loss Protection3.
  • A CUCertified Service Agreement4.

At Bangor Federal, we’re committed to providing friendly, local service from people you know and trust. We proudly serve Hancock, Waldo, and Penobscot counties.

*APR =Annual Percentage Rate

1Rate Reduction of 2.00% will be taken off your current financed rate. Lowest auto refinance loan rate offered at 5.00% for up to 36 months = $30.09 per thousand borrowed, principal and interest. Lowest recreational vehicle refinance loan offered at 5.50% for up to 60 months = $19.19 per thousand borrowed, principal and interest. Offer is subject to change without notice.

2$200 Cash Back Bonus is given 90 days after the following qualifications are met: open a regular Bangor Federal checking account, direct deposit to the checking account, automatic loan transfers to the new loan(s) from the checking account, e-statement and online banking enrollment, and open/active Visa© debit card. $250 Cash Back Bonus is given after Plus or Premium Checking Rewards account is opened and meets all requirements for three consecutive qualification cycles, direct deposit established to the checking account, automatic loan transfers to the new loan(s) from the checking account. Plus and Premium Checking rewards qualifications include logging on to Online and/or mobile banking at least once during each statement cycle, at least 12 debit card purchases posted and settled per cycle, and continued e-Statement enrollment. Loans subject to credit qualifications and approval. Existing Bangor Federal auto and/or recreational loans and checking accounts do not qualify for this offer.

3Coverage provided at an additional cost. Subject to certain exclusions and benefit limitations. Does not cover branded titles (salvage, rebuilt, etc.). 

4Pricing and coverage varies per vehicle, year, and mileage factors. Program does not cover any branded titles (salvage, rebuilt, etc.).