Overdraft Protection

Link an overdraft line of credit1 directly to your Bangor Federal Checking account for protection against overdrafts.

  • The ability to protect multiple checking accounts with one Overdraft Line of Credit
  • No annual fee and a low monthly payment amount
  • Transferring from the Overdraft Line of Credit to your checking account through Online Banking, Mobile Banking, and iTalk Banking

Apply online today to activate your Overdraft Line of Credit and all the benefits of having a safety net for your checking account should something happen!

1 This is a loan and an extension of credit. Minimum payment is 2.5% of outstanding balance determined on the last day of the statement cycle or a minimum payment of $50.00, whichever is greater. A fee in the amount of $2.50 will be charged for each loan advance extended. A 12% Annual Percentage Rate begins to be charged on each advance on the date each extension of credit is granted by the Credit Union. Subject to credit approval. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, you are not making regular deposits, or you have too many overdrafts. 

team icon

We are a relationship focused Credit Union.

contact icon

Have questions or comments? We would love to help you! 

location icon

Find a branch for quality and convenient service. 

money icon

Find free ATMs wherever you go across Maine.

Checking Accounts

At Bangor Federal, our members come first. With several options to choose from, including Premium & Plus Checking with top tier rewards, you can have the checking account that best suits your lifestyle.

person using bank card