Personal Loans/Line of Credit


Personal Loans

Stressed about finances? Give yourself some wiggle room with an affordable personal loan from locals like yourself.

Key Features: 




Details:

  • Competitive rates for a wide variety of personal needs:
    • Emergency vehicle repairs
    • Family vacation
    • College tuition
    • Personal projects
    • Wedding
    • And more
  • Repayment terms flexible enough to work with your budget
  • Terms up to 6 years available
  • Share secured loans also available with terms up to 5 years
    • Regular savings or share certificate balances can be used as collateral
    • Ideal for borrowers looking to build or rebuild credit
    • Up to 100% financing and typically lower rates
  • Fast decision-making and processing right here in Central Maine
  • Local service from people you know and trust


Personal Lines of Credit

Much like a credit card, a line of credit provides anytime funds for major expenses. Just apply once and reuse again and again.

Key Features:



Details:
  • Competitive rates for all types of ongoing or seasonal needs:
    • Home or vehicle repairs
    • Seed money for a start-up
    • Gaps between paychecks
    • And more
  • Maximum flexibility; funds are available anytime without reapplying
  • Revolving credit – as principal is repaid, more becomes available for use
  • Funds easily available via online and mobile banking transfers to a specified Bangor Federal account
  • Fast decision-making and processing right here in Central Maine
  • Local service from people you know and trust



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We are a relationship focused Credit Union.

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Have questions or comments? We would love to help you! 

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Find a branch for quality and convenient service. 

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Find free ATMs wherever you go across Main.


















About Us

From our humble beginnings in 1956 from a home on Grove Street, to becoming one of the premiere financial institutions in central and coastal Maine, Bangor Federal’s mission has always remained the same: to deliver the best financial experience to our members.