Rates


Savings Accounts

Account Minimum to Open Minimum to Earn Dividends Dividend Rate Annual Percentage Yield
Prime Share Savings $5 $25 0.05% 0.05%
Club Accounts $0 $0 0.05% 0.05%
Monty Moose Club $0 $0 0.05% 0.05%
Health Savings Account $0 $0 0.05% 0.05%
APY = Annual Percentage Yield. Rates are subject to change without notice. Contact Bangor Federal to request further information concerning the fees and terms applicable to the advertised accounts.


Checking Accounts

Account Minimum to Open Dividend Rate
Share Draft $0 N/A
Free4Me Checking  $0 N/A
Teen Checking $0 N/A
Premium Checking $0
4.00% APY* ($0 - $20,000)
4.00% - 0.83% APY ($20,000 +)
0.05% (if qualifications not met)*
Plus Checking $0
N/A
(4.00% cash back rewards on debit card purchases - up to $12 per month)
(No cash back rewards if qualifications not met) 
*APY = Annual Percentage Yield

Money Market Account

Balance Minimum to Open Dividend Rate Annual Percentage Yield
$2,000 - $20,000.00 $2,000 2.25% 2.27%
$20,000.01 - $75,000 $2,000 2.50% 2.53%
$75,000.01+ $2,000 2.75% 2.79%
APY = Annual Percentage Yield. Dividend rate is paid based on the aggregate balance method

IRA Savings

Balance Minimum to Open Dividend Rate Annual Percentage Yield
$25 - $20,000 $25 2.25% 2.27%
$20,00.01- - $75,000 $25 2.50% 2.53%
$75,000.01+ $25 2.75% 2.79%
APY = Annual Percentage Yield. Dividend rate is paid based on the aggregate balance method

Share, IRA, & Coverdell Certificates

Term Minimum to Open Dividend Rate Annual Percentage Yield
6 months (not available for IRA or Coverdell) $500 5.00% 5.12%
1 year  $500 5.00% 5.12%
18 months (not available for IRA or Coverdell) $500 5.00% 5.12%
2 years $500 4.30% 4.39%
3 years $500 4.30% 4.39%
4 years $500 4.30% 4.39%
5 years $500 4.30% 4.39%
APY = Annual Percentage Yield. Dividend rates for Certificates, IRA, and Coverdell Certificates are guaranteed from time to purchase to maturity. A penalty will be imposed if funds are withdrawn prior to maturity an all Certificates, IRA, and Coverdell Certificates. Fees could reduce the earnings on the account. view Account Limitations below for more information on penalties pertaining to early withdrawal of certificates.


Jumbo Share, IRA, & Coverdell Certificates

Term Minimum to Open Dividend Rate Annual Percentage Yield
6 months (not available for IRA or Coverdell) $100,000 5.15% 5.27%
1 year  $100,000 5.15% 5.27%
18 months (not available for IRA or Coverdell) $100,000 5.15% 5.27%
2 years $100,000 4.45% 4.54%
3 years $100,000 4.45% 4.54%
4 years $100,000 4.45% 4.54%
5 years $100,000 4.45% 4.54%
APY = Annual Percentage Yield. Dividend rates for Certificates, IRA, and Coverdell Certificates are guaranteed from time of purchase to maturity. A penalty will be imposed if funds are withdrawn prior to maturity on all Certificates, IRA, and Coverdell Certificates. Fees could reduce the earnings on the account. View Account Limitations below for more information on penalties pertaining to early withdrawal of certificates.


Super Saver

Term Minimum to Open Dividend Rate Annual Percentage Yield
1 Year (not available for IRA or Coverdell) $50 3.00% 3.04%
APY = Annual Percentage Yield. Dividend rates for Certificates, IRA, and Coverdell Certificates are guaranteed from time of purchase to maturity. A penalty will be imposed if funds are withdrawn prior to maturity on all Certificates, IRA, and Coverdell Certificates. Fees could reduce the earnings on the account. View Account Limitations below for more information on penalties pertaining to early withdrawal of certificates.























Checking Accounts

No fees, no minimum balances, and a free debit card. With several options to choose from, you can have the checking account that best suits your lifestyle.

person using bank card