This schedule of fees is accurate as of 01/01/2020, but is subject to change thereafter.
| Savings Account Fees | |
|---|---|
| New Account Fee | $5 |
| Account Fees | |
| Return Item Fee (including Home Equity) | $28/item |
| Inactivity Fee | $5/per month after 12 months inactivity |
| Dormant Account Fee | $25/per account escheatment |
| Overdraft and/or Member Privilege Fee | $28/item* |
| Check Copy | $2/check |
| Stop Payment | $25/item |
| Account Reconciliation Fee | $25/hour |
| Account History | $2/history |
| Foreign Check Item Fee | $8/item |
| Withdrawal Transfer Fee | $2.50/transfer |
| Returned Deposited Item (for personal accounts) | $20/item |
| Returned Deposited Item (for business accounts) | $10/item |
| Substitute Check | $5/check |
| Returned Statement Fee | $2/statement |
| Check Printing Fee | Varies by style |
| Other Service Fees (applies to all accounts) | |
| Account Research Fee | $25/hour |
| Foreign Currency Purchase Fee | $27/order |
| Money Order | $2/item |
| Cashier's Check | $2/item (<$1,000) |
| Cashier's Check Copy | $10/item |
| Stop Payment Cashier's Check/Money Order | $25/item |
| Outgoing Wire Transfer (domestic) | $20/transfer |
| Incoming Wire Transfer (domestic) | $10/transfer |
| Outgoing Wire Transfer (foreign) | $40/transfer |
| Incoming Wire Transfer (foreign) | $20/transfer |
| Outgoing Share to Share Transfer | $10/transfer |
| Incoming Share to Share Transfer | $2.50/transfer |
| Visa Gift Cards | $3/card |
| Reloadable Visa Gift Card | $6/card |
| Reloadable Visa Gift Card-Joint Owner | $2.50/card |
| Reload Fee (Reloadable Visa Gift Cards) | $3/reload |
| Reloadable Visa Travel Card | $6/card |
| Reloadable Visa Travel Card-Joint Owner | $2.50/card |
| Reload Fee (Reloadable Visa Travel Cards) | $3/reload |
| Electronic Funds Transfer Fees | |
| ATM Withdrawals | FREE @ Surf ATMs |
| Point-of-Sale | FREE |
| Visa Debit Card Purchase | FREE |
| Online Banking, Shared Branching, CUe-Statement, iTalk Banking, Check Imaging, eAlerts, Mobile Banking, Mobile Deposit | FREE |
| New Visa Debit Card | $5/card |
| Replacement Visa Card Fee | $5/card |
| Bill Pay: Regular Member Accounts | FREE (up to 10/month, $1/bill after first 10) |
| Bill Pay: Business Accounts | $5/month (up to 10, $1/bill after 10) |
| Bill Pay Inactivity Fee (Regular Member Accounts) | $5/month (after 6 months Bill Pay inactivity) |
| Bill Pay Expedited Payments - Overnight | $19.95 |
| Bill Pay Expedited Payments - Second Day | $14.95 |
| Gift Checks | $2.99/item |
| Charitable Donation Checks | $1.99/item |
| Expedited Bill Payment (ACH) | $10/item |
| Expedited Bill Payment (Overnight Check) | $25/item |
| Outgoing Apex Transfers | $10/month per transfer |
| Outgoing External Transfer | $2.50/transfer |
*Overdraft fees may be imposed on transactions created by check, in-person withdrawal, or other electronic means. Overdrafts may not be paid if the account is not in good standing. Member Privilege may be available 30-days after the checking account has been opened. You have 30-days to repay and bring the account to a positive end-of-day balance.
