A Gift to You, and a Gift to Those in Need
Offer Effective October 1st, 2023 - January 31st, 2024
How would you like to have a little gift this holiday season? By skipping your loan payment(s) with Bangor Federal Credit Union, you can help the Campaign for Ending Hunger in Maine while giving yourself a little extra cash. Consider it a little extra holiday cheer for you and those in need!

Since 1990, credit unions across the state of Maine have collectively raised over $12.3 million for the cause. In 2022 alone, credit unions contributed $1,000,434.19 to combat hunger, $37,899.41 of which was from Bangor Federal, our fantastic employees, and extremely generous members. As you skip your payment on your loan(s), know that every dollar donated remains here within our local communities.

Skip-A-Payment Process
To take advantage of the Skip-A-Payment Program:
  • Fill out the Skip-A-Pay form completely by selecting the loan(s) to be skipped and the month you are skipping. If you have multiple loans and wish to skip them over different months, please fill out multiple forms.
  • Complete and submit the form online through our online/mobile banking platform or return the form in person to any one of our four Bangor Federal locations. Mail-in applications will be considered in a case-by-case basis as postal delivery may impact processing times. Contact our Lending Department with any questions regarding submission.
  • Make a minimum contribution of $15 per loan being skipped. All proceeds go towards the Campaign for Ending Hunger in Maine. Payment is due at form submission.
Just a few things to note: real estate, mobile home, and/or past due loans are not eligible for this offer. Loans with GAP insurance may be affected if payout claims are made. Loans are only eligible for Skip-A-Payment 90 days after the opening date. You can skip multiple loans but may only skip a particular loan once during the Skip-A-Payment program cycle. Please feel free to contact any member of the Lending Department at 207-947-0374 with any questions regarding eligibility, terms and conditions, or any other aspects of this offer. Thank you for your continued generosity!

*Terms & Conditions: By participating in the Bangor Federal Skip-A-Payment program, you request that your loan payment(s) be deferred as indicated. You agree and understand that; 1) finance charges will continue to accrue during and after the deferred periods, 2) deferring payments will result in higher total finance charges than if payments were made as originally scheduled, 3) payment deferrals will require extra payments past the original maturity date and a possible increase in the final payment, 4) any credit insurance coverage you have on this loan does not cover any deferred payment(s), 5) payments will resume the following month, 6) and there is a minimum $15 per loan contribution for each Skip-A-Payment. Effective October 1, 2023. Offer expires January 31, 2024. Bangor Federal Credit Union - Federally Insured by NCUA.